Market Insights

2016 Q4 Market Commentary

December 20, 2016

At the end of the second quarter, uncertainty was on the rise, the geopolitical environment was fragile, and financial markets appeared susceptible to shocks. Global stock indices wobbled and “safe” assets, such as US treasuries and gold, gained steam. We expected much of the same stressful conditions for the summer months of 2016 as the…

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2016 Q3 Market Commentary

July 17, 2016

“There are decades when nothing happens, and there are weeks where decades happen.” – Vladimir Lenin   For the past couple of weeks, financial markets have been dominated by the results of a vote from a country that represents roughly 4% of world gross domestic product (a monetary measure of all final goods and services…

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2016 Q2 Market Commentary

April 13, 2016

The old adage says that “time in the market” is more important than “timing the market.” Anyone who needed a reminder of that truth got it in spades during the first quarter of 2016. Who would have thought, on the dark morning of February 12th, when the S&P 500 index was down more than 10%…

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2016 Q1 Market Commentary

January 20, 2016

As we begin each New Year, it is good to reflect on the year that just ended and what we may have learned from it. Here are some thoughts about the market activity we saw in 2015, and what we may see in 2016.   After a volatile third quarter, the S&P 500, an index…

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2015 Q4 Market Commentary

November 17, 2015

The third quarter of 2015 may be remembered as the time when investment market volatility returned with a vengeance. The US Federal Open Market Committee, the branch of the Federal Reserve Board that determines the direction of economic policy, compounded the issue by adding even more uncertainty to an already murky interest rate policy. The…

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2015 Q3 Market Commentary

September 30, 2015

With all of the headlines during the second quarter of 2015, we are going to spend this market commentary looking backward and discussing how they may impact your portfolio. The U.S. Market Moves Sideways—and Global Markets Gain Ground In 2013 and 2014, the U.S. stock market substantially outperformed the rest of the world. In the…

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2015 Q2 Market Commentary

June 30, 2015

“More money has been lost reaching for yield than at the point of a gun.”–Raymond DeVoe, Jr.   “The Stock Market is designed to transfer money from the Active to the Patient.”–Warren Buffett   Two issues, strength in the U.S. dollar and interest rates, seem to be making headlines on a regular basis. The U.S.…

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2015 Q1 Market Commentary

March 31, 2015

Things are not always as they seem; the first appearance deceives many.–Phaedrus Success tempts many to their ruin.–Phaedrus By: Stephen Griner, Chief Investment Officer I drive a Ford F-150. For the past several years I have enjoyed driving it for all but one moment every week…you guessed it, the weekly gas station visit. For those…

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Persium Group, LLC  /  6190 Powers Ferry Road, Suite 500  /  Atlanta, GA 30339

Persium Group consists of three teams: Persium Advisors — wealth management for business owners and other investors, NAVIX — exit planning for business owners, and CoVerity — serving the needs of retirement plan committees.

The Persium Group, formerly known as White Horse, is an independently owned and operated firm that was founded in 2004. In 2010, White Horse Advisors, LLC registered with the Securities and Exchange Commission as an investment adviser allowing us to operate in a product neutral, fee-only investment environment.

At Persium Group, we offer three distinct lines of business. Persium Advisors, LLC is an SEC registered investment adviser offering traditional investment advisory and asset management services. CoVerity™ is a brand name through which we provide investment advice and consulting services to sponsors of qualified retirement plans. Through NAVIX®, we provide exit planning services to owners of closely held businesses.
Persium Advisors, LLC and its affiliates do not provide tax or legal advice. Clients are urged to consult their tax or legal advisors to understand the tax and legal ramifications of any actions or investments recommended by Persium.